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Is the Financial Hardship Program Legitimate? There is no official United States government agency or organization called the Financial Hardship Department. But with credit card debt docHubing an all-time high of $930 billion, unrelenting scammers want you to believe that such an entity exists [*].
If your Universal Credit has been cut because of a sanction or penalty for fraud, you might be able to get some emergency money to help you cover household expenses like food and bills. This is called a hardship payment. A hardship payment is a loan, so youll usually have to pay it back when your sanction ends.
The Department for Work and Pensions (DWP) works out a daily rate for the amount of your Hardship Payment. This is roughly 60 per cent of the amount of the sanction. The amount of the Hardship Payment you get is the daily rate multiplied by the number of days the sanction lasts.
You are in financial hardship if you have difficulty paying your bills and repayments on your loans and debts when they are due.
This scheme is designed to help people in debt with household bills including: gas, electricity and water. rent and Council Tax arrears.
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an extra amount of money that someone is paid for working in difficult conditions: Hardship allowances are normally calculated as a percentage of salary, sometimes 30 per cent or more in areas where it is particularly difficult or unpleasant to live and work.
The Department for Work and Pensions (DWP) works out a daily rate for the amount of your Hardship Payment. This is roughly 60 per cent of the amount of the sanction. The amount of the Hardship Payment you get is the daily rate multiplied by the number of days the sanction lasts.

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