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Dsfcu loss mitigation response instructions disclosures 2026

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  1. Click ‘Get Form’ to open the dsfcu Loss Mitigation Borrower Response Package in the editor.
  2. Begin by reading and signing the 'Disclosures' section. This is crucial as it outlines your responsibilities and the process ahead.
  3. Next, complete and sign the 'Borrower/Co-Borrower Acknowledgement and Agreement' section of the Uniform Borrower Assistance Form (UBAF). Ensure all parties on the Note are involved.
  4. Review each required documentation item listed in the package. Gather and prepare all applicable documents, such as income statements and hardship affidavits.
  5. Complete IRS Form 4506-T accurately, ensuring you provide all necessary information for tax return transcripts.
  6. Once everything is filled out, return your completed Borrower Response Package via US Mail, Fax, or Email to Desert Schools Federal Credit Union's Loss Mitigation Department.

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