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In the US, a 200 amp service will provide 200 amps per leg. You get a two pole 200A circuit breaker with such a service with 120 volts between each leg and neutral and 240 volts between legs.
If the total load from all your homes circuits is near 200 amps, then adding more circuits can overload it. However, you could have, for example, 300 amps worth of breakers, but not use them all at once. A general rule is to limit the amount of power flowing through the panel to a total of 160 amps.
The demand on a 200 amp panel should not exceed 160 amps. In wattage, this equals 32,000 watts, so this is where you should cap the total load of your electrical circuits. And if you use more, then even a 200 amp panel may need to be upgraded.
If you take a look at popular panel manufacturers, a typical 100 Amp panel supports at least 20 Circuits. So, this type of panel can support 20 regular or standard Circuit Breakers. As per NEC, the maximum number of breakers that a 100 Amp Panel can hold is 42.
Most 200 AMP main electrical panels can have 40 circuit breakers. So, if youre exceeding the circuit limit of the existing panel, then we would add an additional panel downstream or secondary panel, and give you additional space to run more items.
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The full-load ampere rating of the panel shall, at a minumum, include the sum of the ampere ratings of all loads that are able to be operated simultaneously plus the primary ampere rating of all control transformers connected to the input voltage.
Compare Load to Panel Capacity To prevent overloads and possible overheating, the load on the panel shouldnt exceed 80 percent of its capacity. So the maximum load you place on a 100-amp panel shouldnt be more than 80 amps. Once youve calculated 80 percent of the panels capacity, compare it to the load.
You can typically a sub-panel with a maximum rating of 200 amps off a 200 amp service, but the exact capacity depends on your local electrical code and the specific load requirements for your application.

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