Information annuitants 2025

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The document provides comprehensive information for Federal Employees Retirement System (FERS) annuitants, detailing the computation of benefits, alternative annuities, annuity supplements, cost-of-living adjustments, payment procedures, tax implications, and survivor benefits. It outlines eligibility criteria for various retirement options and the impact of employment after retirement on annuity payments. Additionally, it includes instructions for contacting the Office of Personnel Management (OPM) for further assistance.

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What is the difference between an annuitant and a retiree?

An annuitant is someone whose life determines an annuitys payouts. In some cases an annuitys owner, the person who receives the payments, is the same as the annuitant. A retiree can be an annuitant if they buy a retirement annuity or another annuity and name themselves the annuitant.

At what age does FERS supplement stop?

The supplement ends when the recipient turns 62. After reaching the minimum retirement age until the supplement ends at 62, an earnings test is applied by the Office of Personnel Management that can cause a reduction or elimination of the supplement.

What is the warning about the FERS supplement?

FERS Supplement and the Earnings Test Warning About FERS Supplement! The Special Supplement is subject to the Social Security Earning Test. If you decide to work after retirement, your work income may affect your FERS SRS amount. In 2024, for every $2 earned above $22,320 the FERS supplement will be reduced by $1.

Who is considered the annuitant?

An annuitant is someone who is entitled to collect the regular payments of a pension or an annuity investment. The annuitant may be the contract holder or another person, such as a surviving spouse. Annuities are generally seen as retirement income supplements.

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