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The annuitant is the person who will receive the annuity payouts. The life insurance company uses factors from the annuitants life to determine the payout schedule. This is also known to insurers as measuring life. Critical determining factors include the annuitants gender, age, and life expectancy.
What is the meaning of annuitants?
An annuitant is an individual who is entitled to collect the regular payments of a pension or an annuity investment. The annuitant may be the contract holder or another person, such as a surviving spouse. Annuities are generally seen as retirement income supplements.
What does being an annuitant mean?
An annuitant is the person who receives income payments from an annuity contract. The annuitants gender, age and life expectancy go into figuring out the schedule and size of payouts from an annuity. Most often the annuitant is the owner of an annuity, but the annuitant and owner dont have to be the same person.
What is the difference between an annuitant and an owner?
Owner: The person who paid for and controls the contract. Annuitant: The natural person who receives payments under the contract.
What is the difference between an owner and an annuitant?
The annuity owner is the person who completes the annuity application and provides the initial deposit. The annuitant is the person designated by the owner who receives the annuity payouts. More often than not, the annuity owner and the annuitant are the same person, but they dont have to be.
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Can the annuitant and beneficiary be the same person? The annuity beneficiary is the person who receives the annuitys death benefit. The annuitant is the person whose death triggers the death benefit payout. So, the annuitant and beneficiary cannot be the same person.
Is an annuitant a retiree?
A retired annuitant is a CalPERS retiree who, without applying for Reinstatement From Retirement, returns to work with a CalPERS employer in a designated retired annuitant position.
Is the annuitant the beneficiary?
Can the annuitant and beneficiary be the same person? The annuity beneficiary is the person who receives the annuitys death benefit. The annuitant is the person whose death triggers the death benefit payout. So, the annuitant and beneficiary cannot be the same person.
Related links
Information for Survivor Annuitants - Federal Employees
We provide retirement information on the Internet. You will find brochures It provides information most frequently requested by Federal Employees Retirement
Customer Service Specialists are available Monday through Friday, from 7:30 a.m. to 7:45 p.m. eastern time. They are not available on Federal holidays.
Reporting and Disclosure Guide for Employee Benefit Plans
It is intended to be used as a quick reference tool for certain basic reporting and disclosure requirements under the Employee Retirement Income Security Act
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