The Basics of Real Estate Title Deeds 2026

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  1. Click ‘Get Form’ to open The Basics of Real Estate Title Deeds in the editor.
  2. Begin by filling in the 'Prepared by' section at the top, ensuring you include your name and contact information.
  3. In the 'Grantor' section, enter the name and address of the person or entity transferring the property. This is crucial for establishing ownership.
  4. Next, complete the 'Grantee' section with the name and address of the individual or entity receiving the property.
  5. Provide a complete legal description of the property in Exhibit A. You can attach this as a separate document if needed.
  6. Indicate whether a mortgage is registered as a homestead for the Grantor(s) by selecting 'is' or 'is not'.
  7. Fill in tax information for future correspondence, including name and address details.
  8. Ensure both Grantors sign and date where indicated, confirming their agreement to transfer ownership.
  9. Complete the Notary Acknowledgment section to verify signatures, which may require a notary public's presence.

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When a home is owned free-and-clear, the homeowner is the rightful owner and thus holds the deed to the house. However, if the homeowner is still paying a mortgage, then they technically do not fully own the house yet. In this case, the deed may be held by the mortgage lender.
Comments Section The deed, purchase/sales paperwork, mortgage paper work, utility payments, etc etc etc, will all have your name on them. Produce that paperwork, and that is your proof. County property tax records, as well.
When you own a home, the deed is the physical document that proves ownership. The title is the concept of legal ownership that the deed grants you. You can think of the deed as the document that transfers, or passes on, the title or the right to ownership. When you buy a home, you need both.
The Quitclaim Deed: The quitclaim deed is the worst type of deed because it conveys no warranty whatsoever that the sellers title is good title or that there are no encumbrances on the property.
The sellers attorney will give the original deed to the buyers attorney at closing. That original then gets recorded at the clerks office of the local municipality. The clerks office scans and records the document into the land records and then sends it to the buyer or their attorney.

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Your mortgage lender doesnt take possession of the deed. Instead, they place a lien on the property. This lien gives them a legal claim to the property if you default on the loan.

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