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You have 60 days to enroll in COBRA once your employer-sponsored benefits end. You may even qualify if you quit your job or your hours were reduced. Other COBRA qualifying events include divorce from or death of the covered employee.
How to get COBRA coverage. When a qualifying life event happens, you or your employer will notify the health plan. The plan will send an election notice that you will have 60 days to respond to. If you elect to take COBRA coverage, your employer may pay a portion of or the full amount of your insurance premium.
COBRA coverage is retroactive if elected and paid for by the qualified beneficiary.
How To Get COBRA After Losing Your Job. You obtain COBRA from the employer that provided your most recent job-based health insurance. Here are the two steps for starting COBRA continuation of health insurance. Your former employer has up 45 days to send your COBRA continuing coverage election paperwork.
How to get COBRA coverage. When a qualifying life event happens, you or your employer will notify the health plan. The plan will send an election notice that you will have 60 days to respond to. If you elect to take COBRA coverage, your employer may pay a portion of or the full amount of your insurance premium.

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Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event. You are responsible for making sure your COBRA coverage goes into and stays in effect - if you do not ask for COBRA coverage before the deadline, you may lose your right to COBRA coverage.
You can login online through cobra.benefitresource.com. New users can follow this link to complete registration. Once logged in, you can elect the plans you want continued coverage for. You can fill out the election form provided by Benefit Resource and send it to us in the mail.
How long does it take for COBRA to kick in? With all paperwork properly submitted, your COBRA coverage should begin on the first day of your qualifying event (for example, the first day you are no longer with your employer), ensuring no gaps in your coverage.

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