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The complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. If a minor child is a creditor state the child s initials and the name and address of the child s parent or guardian such as A. B. a minor child by John Doe guardian* Do not disclose the child s name. See 11 U*S*C. 112 and Fed* R* Bankr. P. 1007 m. If any entity other than a spouse in a joint case may be jointly liable on a cla ...

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Who are the creditors of a company?

Simply put, a creditor is an individual, business or any other entity that is owed money because they have provided a service or good, or loaned money to another entity. As a business owner, there are two types of creditors youre likely to be dealing with on a regular basis. (i) loans and (ii) trade creditors.

Who are creditors and debtors?

The debtor is the party that owes the money (debt), while the creditor is the party that loaned the money. For example, if Jay loans Reva $100, Reva is the debtor and Jay is the creditor. One way to remember this is that the debtor is the party that owes the debt.

Who are considered creditors?

A creditor can be a person or financial institutionlike a bank or credit card issuerthat offers credit to another party. The party that borrows the credit is called a debtor. Creditors may choose to report a debtors account activitylike payment history, credit limits and balancesto credit reporting agencies.

What are the different types of creditors?

There are several types of creditors, such as real creditors, personal creditors, secured creditors and unsecured creditors. Real creditors: A real creditor is a financial institution, such as a bank or credit card issuer, that has a right to be repaid. Personal creditors: These are friends or family you owe money.

What does creditors mean?

A creditor is an individual or institution that extends credit to another party to borrow money usually by a loan agreement or contract. Creditors such as banks can repossess collateral like homes and cars on secured loans, and take debtors to court over unsecured debts.

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What is the legal definition of a creditor?

(4) The term creditor means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

What companies are creditors?

Real creditors are banks or finance companies that have legal contracts and loan agreements with the borrower that grant the lender the right to claim any of the debtors real assets or collateral if the loan is unpaid.