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What is SPF in insurance?

SPF Standard Policy Form The form under which Automobile Insurance policies are written. Some of the most common SPFs are: SPF #1 provides coverage for owners of vehicles. SPF #2 provides coverage for drivers who are driving vehicles they do not own.

What is the definition of garage operations in a business auto policy?

The policy defines garage operations as the ownership, maintenance or use of locations for garage business and that portion of the roads or other accesses that adjoin these locations.

What is another name for general liability?

Also known as business liability insurance, general liability insurance protects you and your business from general claims involving bodily injuries and property damage.

What does the garage coverage form cover?

The garage Coverage Form is a type of insurance policy. It provides coverage for service stations, auto body shops, and other businesses that work with vehicles. This policy can cover claims of property damage or injury that occur while customers are on your premises.

Is commercial liability the same as general liability?

Commercial general liability insurance, or CGL insurance, helps protect your business from claims that it caused bodily injuries or damage to another persons property. This coverage is also known as general liability insurance or business liability insurance.

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What is a garage policy in insurance?

Garage liability insurance is a specialized form of commercial general liability insurance that protects automotive companies like car dealerships, repair and customization shops, and parking garages against bodily injury and property damage claims resulting from the operations of their businesses.

Is garage liability the same as general liability?

Garage liability is the equivalent of combining a business auto policy with a commercial general liability policy. General Liability: Covers bodily injury, property damage, advertising injury, and personal injury resulting from premises, operations, products and completed operations.

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What is a garage policy in insurance?

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