Ibr forms 2026

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The document is a request form for income-based repayment plans (IBR, Pay As You Earn, and Income-Contingent Repayment) under the William D. Ford Federal Direct Loan and Federal Family Education Loan programs. It allows borrowers to request a repayment plan based on their income, submit annual documentation for payment recalculation, or ask for a recalculation due to changed circumstances. The form includes sections for borrower identification, repayment plan requests, spousal information, family size and tax information, alternative income documentation, and borrower agreements. It outlines eligibility requirements and important notices regarding the use of personal information.

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Click ‘Get Form’ to open the IBR form in the editor.
Begin with Section 1: Borrower Identification. Enter your Social Security Number, name, address, and contact information. If any details have changed, check the appropriate box.
Move to Section 2: Repayment Plan Request. Select the reason for completing the form by checking the relevant box (a, b, or c) and indicate which repayment plan you are requesting.
In Section 3: Spousal Information, provide your spouse's details if applicable. This is necessary if you file jointly or have a joint loan.
Proceed to Section 4: Family Size and Federal Tax Information. Enter your family size and confirm whether you filed a federal tax return in the last two years.
If required, complete Section 5: Alternative Documentation of Income by providing necessary income documentation as specified.
Finally, review Sections 6 through 10 for borrower agreements and submission instructions before signing and returning your completed form.

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