TD Canada Trust Home Improvement Loan Application - patioline 2025

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
Contact us
Some types of loans, such as car loans or RSP loans, require an in-person visit to a TD branch to apply. This is also the case for any TD Personal Loan if you are a new TD customer. You can book your meeting here, or by calling us at 1-866-222-3456.
Low loan amount: TD Bank caps its loans at $50,000, which could be a problem for some borrowers looking for larger loans. In this case, LightStream could be a better option. High minimum credit requirement: You will need a credit score of at least 700 in order to qualify for a personal loan with TD Bank.
Bottom Line: TD Bank offers competitive APRs, large loan amounts and long payoff periods. A credit score of 660 or better is required for a personal loan if you have a TD Bank checking or savings account. If not, a score of 750 is required.
It is hard to get a personal loan from TD Bank because they require a credit score of 750 or better if you dont have a bank account with them (660 or better if you do).
Funds for almost anythingfast. From vacation to renovation to debt consolidationTD Fit Loans for $2,000 to $50,000 are available in as little as one business day.
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People also ask

Getting approved for a home renovation loan or home repair loan can be very difficult and prohibitively expensive if you have bad credit. If youre able to afford the payments, it can be an excellent way to grow your credit score so youre able to qualify for better financing offers later.
TD Bank doesnt disclose its credit score requirements for an auto loan, but a lenders lowest APRs typically go to borrowers with very good credit scores (starting at a 740 FICO Score).
Some TD Bank credit cards are hard to get because they require at least excellent credit, which means you need a credit score of 750+ for good approval odds. Other TD Bank credit cards are easier for people with lower credit scores to get approved for, so its important to choose wisely.