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In California, private insurance companies are required to acknowledge the claim within 15 days. Once a claim has been acknowledged, it must be accepted or denied within 40 days. If a claim has been accepted, the insurer must make a payment within 30 days after a settlement has been reached.
The status of claims can be found online by logging into the Provider Portal; then by selecting Claims. You may also call 1-844-561-5600 to receive a claim status.
If the claim is approved and the payment is processed, the check is mailed 2 business days after the processing date. The mail time can take up to 10 business days.
W-2 forms(s) and/or self-employment tax returns for last year; An Adult Disability Report that collects more details about your illnesses, injuries or conditions, and your work history; Medical evidence already in your possession. This includes medical records, doctors reports, and recent test results; and.
As a member, you can submit your claim online, by phone or by completing a paper form. In Guardian Anytime, from the menu options, select Claims and then Submit a claim. Select Accident. Follow the 4 steps to complete the online form.
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People also ask

The Notice of Claim provision is a contractual term in every long-term disability policy. Insureds are required to give the carrier timely notice of their intent to file a claim; this notice triggers the insurance companys obligation to investigate the claim.
How long is the processing time? Claims can take up to 48-72 hours to display in Guardian systems and up to 10 business days to be sent for processing. Once Guardian begins processing, claim submissions that do not require review are processed within 10 business days.

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