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These policies must include at least 8 benefits: a nursing home benefit, an Residential Care Facilities/Residential Care Facilities for the Elderly benefit for assisted living and the 6 home care benefits: Home Health Care, Adult Day Care, Personal Care, Homemaker Services, Hospice Service, and Respite Care.
Three types of LTC policies are available in California, named ing to where benefits are paid. They are: Home Care Only. Nursing Home Residential Care Facility Only.
Training Requirements Non-Partnership Policies - 8 hours of General LTC Continuing Education (CE) Training for each first 4 years licensed with 8 hours every 2 years thereafter. California Partnership Policies - 8 hours of General LTC Continuing Education every 2-year license term.
The average annual cost of long-term care insurance in California for a single 55 year old is $2,256 per year, which comes out to $188 per month. However, rates depend on many factors such as age, where you live, coverage options, and plan selected.
The state of California is considering a Long-Term Care Tax that would force residents to pay an increased income tax of 0.40 to 0.60% to cover the cost of state-funded long-term care program.
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Long-term care (LTC) is the assistance or supervision you may need when you are not able to do some of the basic activities of daily living. Your personal risk of needing LTC depends on many factors.

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