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The document is a membership application checklist for the Digital Federal Credit Union (DCU) and the American Association of People with Disabilities (AAPD). It outlines the steps required to complete the application, including filling out forms, providing identification, and submitting fees. The document details eligibility criteria for membership, required documentation, and processing timelines. Additionally, it describes AAPD's mission to advocate for individuals with disabilities and lists membership benefits.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How long does the DCU application take to process?

You must complete a Membership Application before opening accounts. You can open accounts with the Membership Application as you join DCU. If submitting your application electronically, please allow 3-5 business days for the following: Your request to be processed.

How long does DCU membership application take?

We will begin to review your application within 3-5 business days of receipt. If your application is approved, you will receive the following within 7-10 business days of approval: Your new membership card. Your New Member Welcome Kit.

Does DCU do a hard pull?

DCU doesnt require a credit check, so applying wont result in a hard inquiry on your credit report. However, youll need to become a DCU member to apply, and membership has its own set of eligibility requirements.

How to get approved for DCU?

How to Qualify: Add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other monthly income) to your checking account, excluding HSA Checking Account AND make at least 5 transactions per month (

What is the minimum credit score for a DCU auto loan?

DCU auto loan requirements DCU doesnt specify what credit score you need to get an auto loan. It doesnt offer prequalification, either. That means you have to agree to a hard credit pull to check your rates.

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Does DCU ask for proof of income?

For consumer loans such as vehicle loans, personal loans and Visa credit cards, we may only need proof of income. Documentation Review Once your application is received, you will be notified within 5-7 business days confirming completion or if additional information is needed for review.

How do I get my DCU member number?

You can find your member number on any current statements you have with DCU; ie: Mortgage, Visa or account statement. You may call DCU at 800.328. 8797 and speak to a Member Service Representative and request to have your member number mailed to you.

How to get a DCU membership?

Apply in 3 Easy Steps Click Join Now below Click Join DCU! on the following page. Read and Accept the E-Sign Agreement. Select which accounts youd like to open Complete the application.

Dcu membership application online 2025

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