Tarrytown affordable housing application 2026

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  1. Click ‘Get Form’ to open the Tarrytown Affordable Housing Application in our editor.
  2. Begin with the 'Applicant Information' section. Fill in your name, address, contact numbers, and Social Security Number. Ensure all fields are completed accurately.
  3. Proceed to the 'Co-Applicant Information' section if applicable. Repeat the same process for this individual, providing their details as required.
  4. In the 'List All Persons Who Will Live With You' section, start with yourself and include all household members along with their relationships and relevant details.
  5. Complete the 'Statistical Information' section by selecting your racial group and ethnicity for HUD purposes. Indicate if you need a handicapped adapted apartment.
  6. Fill out your current rent and utilities in the 'Rent' section, ensuring to specify amounts clearly.
  7. In the 'Income' section, list all sources of income for each household member, including employer details and gross earnings.
  8. Provide information on any other sources of income and household assets as requested in subsequent sections.
  9. Finally, review your application for accuracy before signing in all required places at the end of the document.

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Heres the good news: Your eligibility to receive government subsidies for housing is NOT based on your credit score, and will NOT be affected by it. The government looks only at your income and assets to determine whether you qualify for low-income housing or other government benefits, not your credit history.
For most people, the credit score needed to qualify for a home is 580 620. But higher scores can mean better rates and more flexibility on DTI, allowing for a bigger monthly payment.
Low income home loans Loan TypeCredit ScoreDown Payment FHA loans 580 for 3.5% down, 500 for 10% down 3.5% with a 580+ score, 10% with a 500-579 score VA loans Varies by lender, often 580+ No down payment required USDA loans Usually 640 No down payment required Jan 9, 2025
HUD sets the lower income limits at 80% and very low-income limits at 50% of the median income for the county or metropolitan area in which you choose to live. Income limits vary from area to area so you may be eligible at one HA but not at another.
Though this is below the recommended minimum of a 600 credit score, you can get an apartment with a 500 credit score. You may not be able to rent the apartment of your dreams until your credit improves, but you can find a good home to rent by highlighting your other application assets.

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Credit Criteria for General Applicants. You may not be rejected solely because of your credit score, your score may only be used as an indicator of financial stability. You may be accepted with a FICO credit score of 580 without further review of financial stability.
Eligibility for Public Housing Person(s) in FamilyIncome Limits 1 87,100 2 $99,550 3 $111,950 4 $124,40011 more rows

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