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Dornfest says 37 states now have full disclosure; six states (Arkansas, Delaware, North Carolina, Oklahoma, Rhode Island and Tennessee) have transfer tax; and he classifies seven states as nondisclosure: Alaska, Idaho, Louisiana, Mississippi, Missouri, Texas and Utah.
Examples of Disclosure Statement For example, it includes the name of the organization, the party of the loans, approval, date, and place at which the document was signed, key terms such as tenure of the loan, interest charged, annual percentage rate, total processing fees, loan statement,prepayment.
The Residential Property Disclosure Act, codified as North Carolina G.S. 47E, requires the seller of residential real estate (one to four dwelling units) to complete a form\u2014known formally as the Residential Property and Owners' Association Disclosure Statement\u2014disclosing conditions and defects with the property.
North Carolina requires brokers to disclose noises, odors, smoke, or other nuisances from commercial, industrial, or military sources that affect the property. Someone dying in a home does not need to be disclosed during a sale: including suicides, accidents, or violent crimes (yes, even if it was murder).
(6) A disclosure statement is a statement made by the party disclosing the documents \u2013 (a) setting out the extent of the search that has been made to locate documents which he is required to disclose; (b) certifying that he understands the duty to disclose documents; and.
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If foreclosure or bankruptcy brought on by debt triggers the transfer of the property, no disclosure is required. 3. Divorce. If a property is transferred from one spouse to another during a divorce, no disclosure is required.
A disclosure statement is not required for some transactions, including the sale of a newly constructed dwelling which has never been inhabited and a lease with option to purchase where the lessee already occupies the dwelling.
North Carolina law requires home sellers to give buyers a disclosure statement, but there are certain things that they don't need to disclose. Sellers also have the option to select \u201cno representation\u201d rather than a clear \u201cyes\u201d or \u201cno\u201d on the disclosure form.

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