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Who can apply for an EHIC? EU residents, as well as UK citizens, are eligible to apply for the health card. Non-EU citizens who have obtained legal residency within the EU and have a social security cover are also eligible to apply for this card.
The UK Global Health Insurance Card ( GHIC ) lets you get state healthcare in Europe at a reduced cost or sometimes for free. If you have a UK European Health Insurance Card ( EHIC ) it will be valid until the expiry date on the card. Once it expires, youll need to apply for a GHIC to replace it.
The European healthcare system is well-equipped to even compete with the top private health insurance companies. Citizens who cant afford to purchase insurance coverage are offered government subsidies. All the countries within the European Union also offer a European Health Insurance Card to their citizens.
An International health insurance plan for expats and those moving abroad is much broader cover than standard holiday or business travel insurance. It is designed to provide access to local health care services, emergency cover, maternity care, treatment of ongoing conditions and repatriation if needed.
Healthcare in Europe is provided through a wide range of different systems run at individual national levels. Most European countries have a system of tightly regulated, competing private health insurance companies, with government subsidies available for citizens who cannot afford coverage.
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Luxembourg has one of the best state-funded healthcare systems in Europe, providing all citizens with basic medical coverage and giving them the option to choose their doctor, specialist, and hospital.

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