Commbank aucontentdamDirect Debit Request Service Agreement - CommBank 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Find a list of your regular payments in the CommBank App: Log on to the App. Go to Cards and swipe to your credit card. Click on Settings (yellow cog) Select Regular payments
A payment plan with the IRS where you agree to have your monthly payments automatically withdrawn from your checking account is a direct debit installment agreement (DDIA). A DDIA has several advantages: lower user fees and less chance the agreement will default.
Any Direct Debits on your account are yours to control, and theyre very easy to cancel. You can either get in touch with your bank or building society and tell them which one you want to stop, or you can cancel online or via your banking app.
Only the account holder is able to set up a Direct Debit instruction. Even if you were to authorise a third party to set up a Direct Debit, a paper authorisation form would still be forwarded to you from the bank or building society.
A direct debit is a secure, cashless payment method that businesses can use to process payments. People often use the term direct debit to refer to SEPA Direct Debit payments. Direct debits allow businesses to collect the amount from the customers bank account on the payment due date.

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While overall, this payment method is safe, secure, and convenient, there are potential disadvantages of Direct Debit to be aware of. You can be charged overdraft or late fees: If there are insufficient funds in the buyers account, the Direct Debit might still go through with overdraft protection.
With a Direct Debit, you give businesses permission to automatically collect bill payments at set times. Theyre then taken from your account on specific dates. Direct Debit payments can stay the same if your bill is for a fixed amount. Think of a streaming subscription or monthly phone contract.
How to stop, cancel or dispute direct debits. You can quickly submit a request to stop, cancel or dispute a direct debit by messaging us in the CommBank app. In the CommBank app, tap the help icon at the top-right of your screen to message us.