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What is equestrian insurance?

This insurance policy protects the owner/lessor against the loss of a horse as a result of a covered accident, injury, illness or disease, while also providing coverage for theft of the horse.

Do I need insurance for my horse?

Horses require special medical care that can be expensive. If your horse becomes ill or is injured, youll need a quality insurance policy. This form of insurance helps you save on veterinarian bills as well as medications. Its similar to human health insurance in that it covers part or all of health-related costs.

Are show horses covered under homeowners insurance?

Standard homeowners or farm owners insurance does not adequately cover equine operations such as the breeding, boarding, showing or training of horses. Our agents will work with you to design this valuable coverage at a competitive price.

What is commercial equine liability insurance?

Commercial Equine General Liability provides coverage for those whose operations may include horse breeding, boarding, training and riding instructions. The policy can extend to cover day camps and handicapped or therapeutic riding programs.

How much is equine insurance?

For mortality coverage you can generally expect to pay premiums of anywhere from 2.5 percent to 4 percent of the horses value. That means, for example, that the cost of the annual premium to insure a horse valued at $7,000 will likely be between $220 to $280.

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