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You can do it online by sending a completed Opt-out request form (KS10) to Inland Revenue, including your reason for opting out late. It can take up to 3 months to send your refund to you, as we may have to get your contributions back from your KiwiSaver provider.
If youre buying your first home, moving overseas permanently (to a country other than Australia), have a serious illness, life-shortening congentital condition or significant financial hardship you may be able to get some or all of your savings early.
Contact your scheme provider for the correct form to complete to make a hardship withdrawal. You only need to apply to us if youre within the first 2 months of your KiwiSaver membership. To withdraw savings you will need to provide evidence you are suffering significant financial hardship.
You can apply to withdraw funds from your KiwiSaver account, except Government contributions and the Kickstart. Withdrawals are not guaranteed and are subject to the approval of the Supervisor. If you would like help completing this form, please email claims@fisherfunds.co.nz or phone us on 0800 772 837.
If you have exhausted all other reasonable sources of funding and believe that you may be eligible to apply for the withdrawal of part of your KiwiSaver, please call us on 0800 855 322 and we can assist you through the application process.

People also ask

You must be in KiwiSaver for at least 3 years before you withdraw funds for your first home. You can withdraw: your contributions. your employers contributions.
If you want to withdraw your KiwiSaver savings because you have emigrated permanently to any country (excluding Australia), at least 12 months needs to have passed since your permanent emigration from New Zealand.

fisher funds withdrawal request