Forbearance request form 2026

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  1. Click ‘Get Form’ to open the forbearance request form in the editor.
  2. In Section 1, enter your borrower information accurately. Ensure that your name, address, and contact details are correct. If any information has changed, check the box provided.
  3. Proceed to Section 2 to determine your eligibility for forbearance. Answer questions regarding your taxable income and monthly payments on Title IV loans. Attach necessary documentation as specified.
  4. In Section 3, indicate your requests regarding the forbearance period. Specify whether you wish to temporarily stop payments or make smaller payments, and provide a start date for the forbearance.
  5. Review Section 4 for instructions on completing the form correctly. Make sure to type or print using dark ink and follow the date format provided.
  6. Finally, return the completed form along with any required documentation to the address shown in Section 6.

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REPAYING LOANS. During any period that your federal student loans are in forbearance, you dont have to make payments on those loans, and the loans wont go into default.
You can request a general forbearance if you are temporarily unable to make your scheduled monthly loan payments for the following reasons: Financial difficulties. Medical expenses. Change in employment.
If youre having trouble repaying your loans, you may consider requesting a loan deferment or forbearance: With a loan deferment, you can temporarily stop making payments. With a loan forbearance, you can stop making payments or reduce your monthly payments for up to 12 months.
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People also ask

Forbearance for federal student loans takes two formsgeneral and mandatory. You must continue making required payments on your student loans until your forbearance application has been approved in order to avoid default. To lower costs, try to pay interest as it accrues while the loan is in forbearance..
Student loan forbearance allows you to temporarily stop making payments. Find out if a forbearance is the best option for your situation. Get Relief With Lower Payments on an Income-Driven Repayment Plan. Be Aware That Interest Might Accrue During a Forbearance.
After graduation, you will likely have a grace period before beginning loan repayment. After your grace period is over, if you want to continue postponing payments, you can request a forbearance (or in some cases, a deferment). These options may help you get through residency without making monthly loan payments.
Forbearance is the intentional action of abstaining from doing something. In the context of the law, it refers to the act of delaying from enforcing a right, obligation, or debt. For example, a creditor may forbear legal action against the debtor if they settle the debt payment with new payment conditions.
Youll apply for a deferment through your loan servicer, your school, or both, depending on your circumstances. Apply through your loan servicer if you have a Direct loan. Students with Perkins loans apply for deferments through their schools financial aid office.

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