Pension Credit claim form - GOV.UK 2025

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You can claim State Pension abroad if youve paid enough UK National Insurance contributions to qualify. You might also be eligible if you have lived or worked abroad. Get a State Pension forecast if you need to find out how much State Pension you may get. This guide is also available in Welsh (Cymraeg).
Your current weekly income needs to be below 218.15 (single) or 332.95 (a couple). Theres no savings limit for Pension Credit, but if you have more than 10,000 it affects the amount you receive. If you live with a partner, only one of you can claim Pension Credit and you will be assessed as a couple.
Your income Pension Credit tops up: your weekly income to 218.15 if youre single. your joint weekly income to 332.95 if you have a partner.
You can claim and receive a UK State Pension while living overseas. But Pension Credit stops when you move overseas permanently. This is a means-tested benefit, which can top up your weekly income. Your State Pension can be paid to a UK bank or building society account, or to an overseas account in the local currency.
You cannot apply for Pension Credit if youre already outside Great Britain. You cannot get Pension Credit if youre moving away from Great Britain permanently.
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You must live in England, Scotland or Wales and have reached State Pension age to qualify for Pension Credit. Find out about Pension Credit in Northern Ireland.
You can apply for new State Pension by telephone. A friend or family member can call us for you if you cannot use the telephone. Call the Pension Service. Telephone: 0800 731 7898 Textphone: 0800 731 7339 Page 11 Page 12 The line is open Monday to Friday 8am to 6pm.
Theres no limit on how much money you can have in your savings to claim savings credit, but if you have savings over 10,000, it might affect the amount youll receive. Essentially, the government treats every 500 over the 10,000 pension credit savings limit as 1 income a week.

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