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Click ‘Get Form’ to open the loan deferment application in the editor.
Begin by filling in your personal and programme particulars. Ensure you enter your name as it appears on your NRIC/Passport, along with your NRIC/Passport number, contact details, student ID, and email address.
In the deferment particulars section, indicate whether you have been granted deferment in previous semesters. If yes, specify the total duration of deferment to date and provide the relevant dates.
Select the reason(s) for your deferment from the options provided: Medical, Financial, Personal, or Others. If you choose 'Others', please specify.
Review the important notes and mandatory declaration carefully. Sign and date the form to confirm that all information is accurate and that you understand the rules governing your application.
Attach any supporting documentation required for your application before submitting it through our platform.

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Versions	Form popularity	Fillable & printable
2011	4.8 Satisfied (125 Votes)
2010	4.4 Satisfied (303 Votes)

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Does deferring loans hurt credit?

Deferring payments will not affect your credit score. To put it simple, you wont need to pay the minimum amount to your loan for a specific amount of time but all interest accrued will be added to it once the defferal period is over.

What qualifies for deferment?

Youre eligible for this automatic deferment if youre enrolled at least half-time at an eligible college or career school. If youre a graduate or professional student who received a Direct PLUS Loan, you qualify for an additional six months of deferment after you cease to be enrolled at least half-time.

How do you qualify for deferment?

You may apply for student loan deferment if youre in a short-term financial crunch and cant afford your monthly loan payment. If youre in a position of financial hardship because you lost your job, you will likely qualify.

Who qualifies for deferred payments?

Deferment: Generally better if you have subsidized federal student loans or Perkins loans, and youre unemployed or dealing with significant financial hardship. Forbearance: Generally better if you dont qualify for deferment and your financial challenge is temporary.

Is loan deferment a good idea?

You can still make payments during a deferment, so youll still be able to make progress on your loan if you want to. The benefit of deferring is that if you get hit with a big expense (car breaks down, medical bills, etc.), then you can pay those and not have to worry about loan payments hanging over your head.