Sde 0093-2025

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The document outlines the application process for the Canada Education Savings Grant (CESG) and Canada Learning Bond (CLB) for Subscribers of a Registered Education Savings Plan (RESP). It details the necessary information required from Subscribers and Beneficiaries, eligibility criteria for grants, conditions for payment, privacy rights regarding personal information, and available provincial grants. The form must be completed accurately and submitted to the RESP Provider to receive the benefits.

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Can you have 2 RESP accounts?

Number of RESPs you can have There is no limit on the number of plans from different institutions one individual can have in his or her name, but there is a lifetime contribution limit of $50,000 per beneficiary. This limit includes all contributions made in all RESPs combined.

How do RESPS work in Alberta?

Under the contract, the subscriber names one or more beneficiaries (the future student(s)) and agrees to make contributions for them, and the promoter agrees to pay educational assistance payments (EAPs) to the beneficiaries. Family plans are the only RESP that allow subscribers to name more than one beneficiary.

How long does it take to get the Canada Learning Bond?

Q: How long will it take for the money to get into my RESP? A: Once an application is made, it can take up to three months to get the bond deposited.

How does an RESP work in Manitoba?

Here is an overview of how an RESP generally works. A subscriber enters into an RESP contract with the promoter and names one or more beneficiaries under the plan. The subscriber makes contributions to the RESP. Government grants (if applicable) will be paid to the RESP.

What contribution limits apply to CLB?

The CLB is available for low-income families who have opened a Registered Education Savings Plan (RESP) for one or more children. The lifetime CLB maximum is $2,000, with an initial payment of $500 in the first year of eligibility.

How much does CLB cost?

$100 each year the child continues to be eligible (up to and including the benefit year in which they turn 15)

How does CLB work?

Employment and Social Development Canada (ESDC) provides an additional incentive of up to $2,000 to help low-income families start saving early for their childs education after high school (post-secondary education). The Canada Learning Bond (CLB) money will be deposited directly into the childs RESP.

What is a RESP contract number?

Contract Number - The number assigned to the RESP contract by the promoter. Do not record any temporary numbers. Date the Receiving Plan was entered into - Earliest date in which the contract was entered into (the date the contract was opened or in the case of a prior transfer, the earlier of the two dates).

Sde 0093-2025

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