Driver exclusion form template 2025

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The document is a Named Driver Exclusion form that allows the policyholder to exclude specific individuals from their auto insurance coverage. It states that no coverage will apply for damages or claims involving the excluded drivers, and the policyholder agrees to reimburse the insurance company for any costs incurred due to claims involving these drivers. The agreement is binding for future policy renewals and changes unless otherwise notified.

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2014	4.3 Satisfied (43 Votes)

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Why shouldnt someone not drive on my insurance?

An excluded driver is a person in your household who has been explicitly excluded from coverage under your car insurance policy. Their name will show as excluded on your policy, and they wont be insured to drive any vehicles on your policy.

What happens if I dont list a driver on my insurance?

The consequences for not telling your insurance company about the drivers who live with you can be costly when your insurance company discovers the omitted information, including denial of coverage, policy cancellation, or rescission.

What is a driver exclusion form?

Having certain drivers on your policy can raise the cost of your premiums. This is usually due to them having a poor driving record. Insurance companies use a number of factors to price policies.

How does insurance work if my friend drives my car?

Contrary to popular belief, car insurance typically follows the car not the driver. If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy.

Why you shouldnt let someone drive your car?

Allowing somebody to borrow your car is different than asking you for a cup of sugar. Check that the driver has a valid drivers license and no outstanding warrants. Additionally, lending your vehicle to someone with a poor driving record such as several accidents or a DUI, could have liability implications for you.

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Why you shouldnt insure someone elses car?

While you may be tempted to insure someone elses car to save them money, CarInsurance.com reports that its generally a bad idea that could get you in trouble with both the insurance company and state.

What is the excluded driver form?

Does removing a driver lower your insurance rate? Removing someone from your car insurance policy may reduce your overall rate, but it depends on several factors related to that individual driver. If the driver has a history of insurance claims and accidents removing them from your policy may reduce your rate.

Driver exclusion form template 2025

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Got questions?

Why shouldnt someone not drive on my insurance?

What happens if I dont list a driver on my insurance?

What is a driver exclusion form?

How does insurance work if my friend drives my car?

Why you shouldnt let someone drive your car?

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Why you shouldnt insure someone elses car?

What is the excluded driver form?

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