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At other times, sales of savings bonds have increased or decreased in tandem with changes in interest rates or inflation. Savings bonds earn interest until they reach maturity, which is generally 20-30 years, depending on the type purchased.
Gifting electronic EE or I savings bonds For electronic savings bonds as gifts, both you and the recipient must have a TreasuryDirect account. TreasuryDirect is the official United States government application in which you can buy and keep savings bonds. You can gift a savings bond to adults or children.
For electronic savings bonds as gifts, both you and the recipient must have a TreasuryDirect account. TreasuryDirect is the official United States government application in which you can buy and keep savings bonds. You can gift a savings bond to adults or children.
Premium Bonds for your grandchild This is a popular way to save for grandchildren. Launched in 1956, Premium Bonds offer a tax-free and government-backed savings alternative*. Theyre available from NSI. With Premium Bonds, you can invest 25 to 50,000, and might win tax-free prizes.
Grandparents can buy Premium Bonds for their grandchildren. They can invest from 25 to 50,000 on behalf of any grandchild under the age of 16, and many consider this a beneficial choice for the child.
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If youre not the parent/guardian of the child, youll need to let them know before buying Premium Bonds as well contact them directly for things like providing evidence of identity and address. If you havent already registered with us, well set you up to use our online and phone service as part of your application.
Well send confirmation of any transactions made, prizes won and payment for cashed-in Bonds to the nominated parent or guardian until the child is 16.
I bonds can be good investments for parents or grandparents who are looking to save money for their children and grandchildren. First, I bonds can be a steadier and more predictable investment than the stock market its redemption value will not decline because it is backed by the U.S. government.

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