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Um uim selection rejection form

Indiana UM and UIM Selection/Rejection Form - ProducerPointers.com 2026

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The document IL U 070 07 09 outlines the options available to Indiana policyholders regarding Uninsured Motorists Coverage and Underinsured Motorists Coverage. It explains the types of coverage, including Bodily Injury and Property Damage for uninsured motorists, as well as Bodily Injury for underinsured motorists. The document emphasizes the importance of reviewing one's policy and provides a selection/rejection form for policyholders to indicate their choices regarding these coverages.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your Policy Number, Policy Effective Date, Company, Producer, and Applicant/Named Insured at the top of the form.
In Section I, choose your Uninsured Motorists Coverage option by initialing next to either A (Selection), B (Rejection of Property Damage), or C (Rejection of both). Follow the prompts for Split Limits or Combined Single Limit as applicable.
For each selected option, ensure you sign and date where indicated to confirm your choices.
Proceed to Section II and indicate your choice for Underinsured Motorists Coverage by initialing next to either A (Selection) or B (Rejection). Again, sign and date as required.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What does it mean to reject stacked limits of uninsured motorist coverage?

You have the right to reject stacked limits of Uninsured and/or Underinsured Motorist Coverage. If you reject stacked limits, then each vehicle insured under the policy will have its own limits of Uninsured and/or Underinsured Motorist Coverage. Rejecting stacked limits will reduce your auto insurance premium.

Should I reject uninsured underinsured motorist coverage?

Yes, good idea to remove uninsured repair/property damage coverage. Your collision will already cover you in an accident with an uninsured motorist. The uninsured coverage would mean you pay a smaller or no deductible, but thats a pretty small loss. If you can tolerate that risk, feel free to cancel.

Whats better, stacked or unstacked?

The main advantage of an unstacked policy over a stacked one is that it can reduce your premium. However, due to the lower bodily injury coverage limits, you may have to cover your medical costs out of your own pocket if you are injured in a car accident with an uninsured at-fault driver.

What is the UM UIM selection rejection form?

When you purchase auto insurance, you have the option to either accept or reject this coverage. The insurance selection rejection form allows you to make an informed choice about whether to include or exclude UM/UIM coverage from your policy.

What is the difference between stacked and unstacked uninsured?

Stacked car insurance allows policyholders to combine the UM/UIM coverage limits for multiple vehicles on the same policy, providing potentially higher coverage limits. Instead, unstacked car insurance does not aggregate limits across vehicles on the policy and will potentially have lower premiums.

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Is UM coverage mandatory in Indiana?

Each newly written Indiana auto liability policy must include uninsured and underinsured motorists coverage unless you reject this in writing.

Indiana UM and UIM Selection/Rejection Form - ProducerPointers.com 2026

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