General Warranty Deed from Husband and Wife to an Individual - Ohio 2025

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The most common way to transfer ownership is through a general warranty deed. To complete the process, youll need to identify both the current and the new owner, along with a legal property description.
For instance, if youre married, the most common way to title your home is Tenancy by the Entirety (TBE).
How does marriage affect ownership of property? In Ohio, the act of getting married does not give either party an ownership interest in assets that were owned by the other spouse before the marriage. Assets acquired after the marriage may be owned jointly by the couple or held as the separate property of either spouse.
In a transaction with title insurance, we recommend the use of a Joint Survivorship Deed for married couples. If youre buying a house, you can request that the title company give you a survivorship deed instead of a standard warranty deed.
Joint tenancy, with joint right of survivorship. This is where all parties (which can be a married couple, or a larger group) have equal ownership. In the case of a married couple, the property is passed automatically to the joint living owner upon the death of the other partner.
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The simplest way to add a spouse to a deed is through a quitclaim deed. This type of deed transfers whatever ownership rights you have so that you and your spouse now become joint owners. No title search or complex transaction is necessary. The deed will list you as the grantor and you and your spouse as grantees.
No, a warranty deed does not prove ownership. A title search is the best way to prove that a grantor rightfully owns a property. The warranty deed is a legal document that offers the buyer protection. In other words, the property title and warranty deed work in tandem together.
When buying a house as a married couple, its generally advisable for both names to be on the deed. Here are some key reasons why: Ownership Rights: Having both names on the deed establishes legal ownership for both partners. This can prevent disputes in the event of a separation or divorce.

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