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Flood Zone Statement and Authorization - New York

Flood Zone Statement and Authorization - New York 2026

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The document is a Flood Zone Statement and Authorization that outlines the flood zone status of a property. Sellers must indicate whether the property is in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge being informed of this status and agree to obtain flood hazard insurance if the property is later determined to be in a flood zone. The document includes spaces for signatures, dates, and addresses of both sellers and buyers.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options to indicate whether the property is located in a flood-prone area as defined by federal regulations.
If applicable, provide details about any attached survey or Flood Certification form by filling in the name of the certifying entity.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status of the property.
Ensure both sellers and buyers sign and date their respective sections, along with providing their addresses and other required information.

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What is the flood disclosure law in NY?

231-B, effective June 21, 2023, requires every residential lease disclose any prior flood damage to the leased premises due to a natural flood event, such as heavy rainfall, coastal storm surge, tidal inundation, or river overflow, that the landlord knows or reasonably should know has occurred to such premises and the

Can you see flood zones on Zillow?

You can also see crucial information on wind, fire and flood insurance requirements. If youre searching for homes on Zillows interactive map, you have the option to explore climate risk data for the area by clicking on the map options icon and selecting the risk category you want to see.

What are the flood zone letters?

Special Flood Hazard Areas (SFHAs) are the areas that are at the greatest risk of flooding, mudflow, or flood-related erosion. High risk areas are started by either A or V, low and moderate flood risk areas begin with B, C, or X. D labels undetermined flood zones, where flood risk exists but is unmeasured.

How do I find my flood zone in NY?

There are a few options. FEMAs Region II Coastal site. Center for New York City Neighborhoods (CNYCN) FloodHelpNY.org. View the flood maps in person at the borough Department of Buildings offices: Bronx Borough Office - Theresa Hall. NYC Department of Buildings. 1932 Arthur Avenue, 5th Floor. Bronx, NY 10457.

Should I buy a house in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Awareness and Preparedness: Properties in higher risk flood zones like AE are often more prepared.

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