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Flood Zone Statement and Authorization - New York

Flood Zone Statement and Authorization - New York 2025

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, along with their addresses.

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What is the flood disclosure law in NY?

231-B, effective June 21, 2023, requires every residential lease disclose any prior flood damage to the leased premises due to a natural flood event, such as heavy rainfall, coastal storm surge, tidal inundation, or river overflow, that the landlord knows or reasonably should know has occurred to such premises and the

Can you see flood zones on Zillow?

You can also see crucial information on wind, fire and flood insurance requirements. If youre searching for homes on Zillows interactive map, you have the option to explore climate risk data for the area by clicking on the map options icon and selecting the risk category you want to see.

What are the flood zone letters?

Special Flood Hazard Areas (SFHAs) are the areas that are at the greatest risk of flooding, mudflow, or flood-related erosion. High risk areas are started by either A or V, low and moderate flood risk areas begin with B, C, or X. D labels undetermined flood zones, where flood risk exists but is unmeasured.

How do I find my flood zone in NY?

There are a few options. FEMAs Region II Coastal site. Center for New York City Neighborhoods (CNYCN) FloodHelpNY.org. View the flood maps in person at the borough Department of Buildings offices: Bronx Borough Office - Theresa Hall. NYC Department of Buildings. 1932 Arthur Avenue, 5th Floor. Bronx, NY 10457.

Should I buy a house in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Awareness and Preparedness: Properties in higher risk flood zones like AE are often more prepared.

What are the flood zones in NY?

These zones range from high- to moderate-risk areas: VE, AE, AO, A, and X. While the flood zones identify the extent of flood risk, the Base Flood Elevation identifies the expect height that flood waters are expected to reach in a high risk area.

Can you see flood zones in Google Maps?

depending on area, google will often show flood information visually on the map during big flood events.

Which documentation is acceptable proof of flood insurance?

A Policy Declaration page is acceptable evidence of flood insurance.

Flood Zone Statement and Authorization - New York 2025

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