Warranty Deed from Individual to a Trust - New Jersey 2025

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Understanding Realty Transfer Fees This means that the seller must pay 1% of the sales price upon recording the deed. The RTF is usually collected at the real estate closing by the legal representatives or title insurance agents responsible for recording the deed at the county registry offices.
A warranty deed provides a guarantee that the title is clear. A trustee deed offers no such warranties about the title. A special warranty deed guarantees against title problems that occurred during a sellers ownership period, but not before.
Both the grantor and the grantee must sign it, usually in the presence of a notary. Then the deed must be filed in the county registrars office to be legally enforceable. Once filed, the legal transfer of the property is complete.
Here is a step-by-step guide to transferring a deed in New Jersey: determine the type of deed, draft the deed, sign and notarize the deed, calculate and pay the realty transfer fee, record the deed at the county clerks office where property is located, notify the tax assessor, and obtain the title insurance.
Trust is the best way. It avoids taxes since the trust is the legal owner and the trust does not die, thus no inheritance taxes. You can pass a trust to someone without any tax liabilities, and the trust goes with everything it owns.
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The steps to transfer a house to a child in New Jersey include: contacting a qualified attorney, drafting a deed and other documents required for recording, executing the documents before a notary, submitting the documents to the county for recording, and obtaining the recorded documents.
In New Jersey, grantors may prepare their own deed, but only a state-licensed attorney may prepare it for another individual. Although it is often said that a real estate agent or title company will prepare the deed, in reality, they typically have an attorney prepare the deed in New Jersey.
Self-filing the deed without an attorney is the most economical option for transferring real property title. However, it requires careful attention to detail. The Registers Office wont provide assistance or highlight mistakes in the paperwork.

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