Ontario Application for Automobile Insurance Garage Form (OAF 4) - fsco gov on 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling in your full name and business address in the designated fields. If your postal address differs, ensure to provide that as well.
  3. Indicate the policy number if you are replacing an existing policy, and select your preferred language for communication.
  4. Specify the type of business you operate (e.g., automobile dealer, repair garage) and describe any other related businesses at the locations listed.
  5. Complete the sections regarding payroll estimates and employee counts, ensuring accuracy for premium calculations.
  6. Review the insurance coverages applied for, including Third Party Liability and Accident Benefits, and fill in any optional coverages you wish to include.
  7. Finally, read through the declaration carefully before signing. Ensure all information is accurate to avoid issues with your application.

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For most policy types, you can get your declaration page online by logging into your account. Then go to the Documents section to download a copy of your policy declarations page.
The minimum requirement for mandatory auto insurance in Ontario is: Third Party Liability ($200,000), Accident Benefits, and Uninsured Automobile coverage.
An insurance declarations page tells you almost everything about your policy, from whos covered to which coverages you pay for. Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy.

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People also ask

Certificate of Insurance - Ontario Garage Automobile Policy (O.A.P. 4)
The main optional car insurance coverages in Ontario include: Collision or upset coverage. Comprehensive coverage.
An insurance declaration page typically includes the following information: Policyholder details: Parties protected by the coverage. General policy information: Policy number, policy duration and account number. Insured property: Item(s) covered by the policy.
Your declarations page (often called the dec page) is a summary of your auto insurance policy, outlining your coverages, limits, and deductibles. Its typically the first page of your policy documents and serves as proof of insurance.

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