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Affidavit of Occupancy and Financial Status - Montana

Affidavit of Occupancy and Financial Status - Montana 2025

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The document is an Affidavit of Occupancy and Financial Status, where the purchasers certify their intention to occupy a specified property within a designated timeframe and confirm that there have been no significant changes in their financial status. It outlines the legal implications of failing to occupy the property as agreed, including potential penalties for fraud or misrepresentation related to loan applications.

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How do you prove occupancy?

Proof of Occupancy Lease or housing agreement. Rent receipts. Utility bill (electric, water/sewer, etc.) Pay stub. Bank or credit card statement. Drivers license, state issued identification card or voter registration card. Public officials statement. Medical providers bill.

How to fill out an occupancy affidavit?

Fill Out the Affidavit: Input the property details accurately, including the type of occupancy (owner-occupied or tenant-occupied). Clearly list all occupants by full name. State the Purpose: Include a brief statement confirming the intended use of the property, such as for residential purposes or as a rental.

What is an occupancy affidavit used for?

An affidavit of occupancy is a legal document that, once signed, becomes a sworn statement. Mortgage lenders prefer an affidavit of occupancy and reward signers with lower interest rates. The affidavit also shows the property classification (residential, retail, industrial, or commercial), and serves as proof of use.

What is the Affidavit of Occupancy?

What is an Occupancy Affidavit? An Occupancy Affidavit is a document in which a homeowner confirms that a property being financed will serve as the homeowners principal residence.

What is the use of occupancy letter?

Use and occupancy is a real estate agreement that allows one party to use and/or occupy a property before ownership is transferred from the other party. UO permits ensure that everything is up to local code, ordinance, and all related permits have been filed.

What loan document says the property is an investment property occupancy affidavit?

What loan document says the property is an investment property? A document called an occupancy affidavit certifies whether a borrower intends to use the property as a primary residence or rental property.

Affidavit of Occupancy and Financial Status - Montana 2025

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