Warranty Deed from Individual to Individual - Rhode Island 2025

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In Rhode Island, typically, the seller pays the Rhode Island real estate transfer tax. However, if the transaction agreement allows for it, and both parties agree, the buyer can cover it.
The most common way to transfer property is through a general warranty deed (sometimes called a grant deed). A general warranty deed guarantees good title from the beginning of time.
Laws 34-11-1.1, the grantor must sign the document before a notary public. Recording Requirements: Per RI Gen. Laws 34-11-1, the grantor should record and file the property transfer in the same town or city where the property is situated. They can complete this task by visiting the relevant Recorder of Deeds.
No, a warranty deed does not prove ownership. A title search is the best way to prove that a grantor rightfully owns a property. The warranty deed is a legal document that offers the buyer protection. In other words, the property title and warranty deed work in tandem together.
A warranty deed is a type of deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that they hold title to a piece of real estate.

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If you want to convey real estate in Rhode Island without guaranteeing ownership, you can use a quitclaim deed. This document is ideal for grantors who want to modify joint ownership of property or transfer ownership to someone they know well, such as a beneficiary, ex-spouse, or family member.
A general warranty deed is used to transfer real property from one person to another. This type of deed offers the greatest protection for the buyer and has specific requirements for what must be included in the document.

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