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How to use or fill out Pennsylvania Bankruptcy 7 with our platform
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Click ‘Get Form’ to open the Pennsylvania Bankruptcy 7 form in the editor.
Begin by filling out your personal information, including your name, address, and social security number. Ensure accuracy as this information is crucial for your case.
Next, complete the Chapter 7 Statement of Your Current Monthly Income (Official Form 122A-1). This section will help determine if your income exceeds the state median and whether you need to file additional forms.
If required, proceed to fill out the Chapter 7 Means Test Calculation (Official Form 122A-2). This form assesses your disposable income after deducting necessary living expenses.
List any exempt property on Schedule C: The Property You Claim as Exempt (Official Form 106C). This is essential to protect certain assets from being sold by the trustee.
Review all entries for accuracy and completeness before submitting. Utilize our platform’s features to save and edit your document as needed.
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There is no minimum debt to file bankruptcy, so the amount does not matter. Examples of unsecured debts include credit card debt, cash advance (payday) loans, and medical bills. Secured debts: If you are behind on a house or car payment, this may be a very good time to file for bankruptcy.
How much debt do you have to have to qualify for Chapter 7 bankruptcy?
However, most people hire an attorney to help them prepare and file. Attorney fees can depend on location, but you might expect to pay around $1,250 to $2,200 for a Chapter 7 bankruptcy, or around $3,125 to $6,250 for a Chapter 13 bankruptcy.
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A chapter 7 bankruptcy case does not involve the filing of a plan of repayment as in chapter 13. Instead, the bankruptcy trustee gathers and sells the debtors
Chapter 7 Checklist | Eastern District of Pennsylvania
Waived. The debtor must file a signed Official Form 103B: Application to have the Chapter 7 Filing Fee Waived and Schedules I and J for the courts approval.
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