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Pennsylvania bankruptcy 7

Pennsylvania bankruptcy 7 2025

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The document is a Bankruptcy Forms and Information Package from U.S. Legal Forms™, Inc. for individuals in the Eastern District of Pennsylvania, detailing the procedures and requirements for filing Chapter 7 and Chapter 13 bankruptcies. It emphasizes the importance of legal representation, outlines the differences between the two chapters, and provides guidance on necessary forms and exemptions. The document also includes login information for accessing the package online and advises users to consult an attorney for legal advice.

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Click ‘Get Form’ to open the Pennsylvania Bankruptcy 7 form in the editor.
Begin by filling out your personal information, including your name, address, and social security number. Ensure accuracy as this information is crucial for your case.
Next, complete the Chapter 7 Statement of Your Current Monthly Income (Official Form 122A-1). This section will help determine if your income exceeds the state median and whether you need to file additional forms.
If required, proceed to fill out the Chapter 7 Means Test Calculation (Official Form 122A-2). This form assesses your disposable income after deducting necessary living expenses.
List any exempt property on Schedule C: The Property You Claim as Exempt (Official Form 106C). This is essential to protect certain assets from being sold by the trustee.
Review all entries for accuracy and completeness before submitting. Utilize our platform’s features to save and edit your document as needed.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Does Chapter 7 wipe out all debt?

There is no minimum debt to file bankruptcy, so the amount does not matter. Examples of unsecured debts include credit card debt, cash advance (payday) loans, and medical bills. Secured debts: If you are behind on a house or car payment, this may be a very good time to file for bankruptcy.

How much debt do you have to have to qualify for Chapter 7 bankruptcy?

However, most people hire an attorney to help them prepare and file. Attorney fees can depend on location, but you might expect to pay around $1,250 to $2,200 for a Chapter 7 bankruptcy, or around $3,125 to $6,250 for a Chapter 13 bankruptcy.

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