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Call or email the fraud department of the companies, banks or credit unions where accounts have been compromised. Explain that someone stole your identity and ask them to close or freeze the compromised account.
While you dont need to report a stolen credit card to the FTC, you should report identity theft to the FTC right away. That way the FTC can create a report that you can use to prove the ID theft to businesses and financial institutions. To do this, you can fill out a report online or call 877-438-4338.
10 Ways To Protect Yourself From Identity Theft. Destroy private records and statements. Secure your mail. Safeguard your Social Security number. Dont leave a paper trail. Never let your credit card out of your sight. Know who youre dealing with. Take your name off marketers hit lists.
Heres How To Know If Your Identity Has Been Stolen Your credit report doesnt seem accurate. Suspicious activity on your credit card and bank statements. Unexpected physical mail. Missing physical mail. Identification documents are lost (or stolen) Suspicious phone calls and voicemails. Suspicious emails and text messages.
What you can do to detect identity theft Track what bills you owe and when theyre due. If you stop getting a bill, that could be a sign that someone changed your billing address. Review your bills. Check your bank account statement. Get and review your credit reports.
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Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).
What to Do If Your Identity Is Stolen File a claim with your identity theft insurance. Notify companies of your stolen identity. File a report with the Federal Trade Commission. Contact your local police department. Place a fraud alert on your credit reports. Freeze your credit. Sign up for a credit monitoring service.

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