Sba form 1368-2025

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The document outlines the additional filing requirements for the Economic Injury Disaster Loan (EIDL) and Military Reservist Economic Injury Disaster Loan (MREIDL) provided by the U.S. Small Business Administration (SBA). It specifies eligibility criteria for applicants, the need to demonstrate substantial economic injury due to a declared disaster or military call-up, and details on required financial documentation, including monthly sales figures and optional financial forecasts.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Do you have to pay back the SBA disaster relief loan?

You are responsible for your COVID-19 EIDL monthly payment obligation beginning 30 months from the disbursement date shown on the top of the front page of your Original Note. During this deferment: You may make voluntary payments without prepayment penalties.

Can an SBA disaster loan be used for anything?

You may have been referred to SBA after applying for FEMA disaster assistance. If you still have unmet needs, loans may help with home repair or replacement, personal property, vehicles, mitigation, business losses, and working capital for small business and most private nonprofits.

Can I spend my SBA loan on anything?

You can generally use the money to do most anything for your business, with the exception of purchasing real estate or paying existing debts. Disaster Loan: While hopefully you never need to use this type of loan, it is available in the event of a natural disaster.

Do you have to show receipts for an SBA disaster loan?

They should be in the loan packet the SBA gives you. Save receipts from any purchases you make with your loan for 3 years after your loan has been fully disbursed. You will need to show how you spent 80% of your loan.

Does everyone get approved for an SBA disaster loan?

To qualify for an SBA disaster loan you must operate a business located within a declared disaster zone. This might include a city, county, state, or country depending on the nature of the disaster.

What can I spend my SBA disaster loan on?

Home Disaster Loans Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles. SBA disaster loans also may be used to pay insurance deductibles, if needed.

Can I use an SBA loan for personal use?

With all that being said, lets look at what you can use your loan funds for when enlisting SBA participation. First lets get the BIG No-No out of the way. You cannot use an SBA Participation Loan for Personal Use.

How much will I get from an SBA disaster loan?

These loans cover losses not fully compensated by insurance or other resources. Homeowners may be eligible for a disaster loan up to $500,000 to repair or replace damaged or destroyed real estate.

Sba form 1368-2025

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