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Do you need flood insurance in Denver?

The City and County of Denver recommends that property owners and renters consider flood insurance even if it not required, especially in areas that are prone to flooding. Most homeowners insurance policies do NOT cover damage from floods.

What is a NFIP suffix number?

A 6-digit designation identifying each NFIP community. The first 2 numbers are the state code. The next 4 are the FEMA-assigned community number. An alphabetical suffix is added to a community number to identify revisions in the Flood Insurance Rate Map (FIRM) for that community.

How much is flood insurance in Denver?

The average cost per policy in Colorado through the NFIP is $1,004.21. Depending on where you live, this average could vary substantially!How much is Flood Insurance in Colorado? CityAverage Cost per PolicyDenver$1,189.23Colorado Springs$913.38Aurora$663.17Fort Collins$679.366 more rows

Does Colorado require flood insurance?

In high-risk areas, there is at least a one-in-four chance of flooding during a 30-year mortgage. For these reasons, flood insurance is required by law for buildings in high-risk flood areas as a condition of receiving a mortgage from a federally regulated or insured lender.

How much is flood insurance in Denver?

The average cost per policy in Colorado through the NFIP is $1,004.21. Depending on where you live, this average could vary substantially!How much is Flood Insurance in Colorado? CityAverage Cost per PolicyDenver$1,189.23Colorado Springs$913.38Aurora$663.17Fort Collins$679.366 more rows

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