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Which is more important: title or deed? Both the title and the deed are of equal importance because they both have a purpose in the home selling process. For instance, a title search can note only confirm who owns the property, but also lists any liens, loans, or property taxes due.
Is a warranty deed the same as a deed in Florida?
A warranty deed is different than a regular quitclaim deed. A quitclaim deed includes no warranty of good and marketable title. A warranty deed includes five warranties of title. If a buyer discovers an issue with the property title, they may have a legal claim against the title insurance company.
What is a special warranty deed used for in Florida?
A special warranty deed in Florida is often used by a lender when they acquire a new property through foreclosure. When the lender then sells or grants the property to developers or new buyers, the lender is required to ensure there are no defects to the property during the lenders ownership.
What is another name given to a special warranty deed?
Special warranty deeds go by many names in different states, including covenant deed, grant deed, and limited warranty deed. The guarantee covers only the period when the seller held title to the property with a special warranty deed.
What is a special warranty deed in Florida?
In Florida, a special warranty deed transfers title in fee simple to the grantee with warranties and covenants of title that are limited to only the acts of the grantor or that result from the acts of the grantor. A special warranty deed is a form of deed customarily used in commercial real property transactions.
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What is the difference between a deed and a title in Florida?
Thus, deeds are public records held at the courthouse. Thus, a title is more abstract; whereas, a deed is concrete that you can hold in your hand. A title search is conducted where the public records are searched in order to verify that the seller has the legal right to sell the property.
Is there another name for warranty deed?
A warranty deed, also known as a general warranty deed, is a legal real estate document between the seller (grantor) and the buyer (grantee).
What is the difference between a warranty deed and special warranty deed in Florida?
While the seller in a Warranty Deed must defend the title against all other claims and compensate the buyer for any unsettled debts or damages, the seller in a Special Warranty Deed is only responsible for debts and problems accrued or caused during his ownership of the property.
What is the difference between statutory warranty deed and special warranty deed in Florida?
A statutory warranty deed is different from a warranty deed because it is a shorter form made available through your states statutes and it may not outright list the promise that the title is guaranteed to be clear. Instead, because it is a statutory form, this guarantee is implied and is still legally enforceable.
What is a special warranty deed in Texas real estate?
Special Warranty Deed TX A Special Warranty Deed is a document that transfers title with both express and implied warranties. However, unlike in a General Warranty Deed, the Grantor only warrants the title from the time the Grantor has owned the property.
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Special Warranty Deed Garrison Investment Corporation and
Material Information ; Title: Special Warranty Deed Garrison Investment Corporation and Dana A. Dorsey ; Creator: Garrison Investment Corporation ( Signer )
Exhibits, Financial Statement Schedules 69 SIGNATURES 72 i Table of Contents PART I SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS AND INDUSTRY DATA This
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