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Flood Zone Statement and Authorization - Delaware

Flood Zone Statement and Authorization - Delaware 2026

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain necessary flood hazard insurance if the property is later determined to be in a flood-prone area.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of the property. Ensure you provide accurate information as per your knowledge.
If applicable, attach a survey or Flood Certification form by filling in the name of the certifying entity in the provided space.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete your address details in both seller and buyer sections, ensuring all fields are filled accurately for processing.

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Do you need flood insurance in Delaware?

Determine if you need flood insurance here Note: If your dwelling or structure is located within the 100-year floodplain as indicated on FEMA Flood Insurance Rate Maps (FIRM) which can be viewed on the Delaware Flood Planning Tool or FEMA National Flood Hazard Layer then there will be a mandatory flood insurance

Which documentation is acceptable proof of flood insurance?

a completed application for NFIP flood insurance and proof of the premium payment or the final settlement statement reflecting payment of the initial premium, or. the assignment of an existing NFIP flood insurance policy from the property seller to the purchaser.

Is flood insurance required in Delaware?

If your property is located within or near the designated 100 Year floodplain, you may be required to purchase flood insurance.

Who is exempt from flood insurance requirements?

Flood insurance is not required for loans that are otherwise covered by the regulation if: (1) the property securing the loan is state-owned and covered under a satisfactory self-insurance policy; or (2) the loan has a repayment term of one year or less with an original principal balance of $5,000 or less. 12 C.F.R.

What is a flood zone certificate?

An elevation certificate shows how high a building is compared to how high local floodwaters are expected to get. It includes information like your homes location, characteristics, and its First Floor Height.

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