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Flood Zone Statement and Authorization - Indiana

Flood Zone Statement and Authorization - Indiana 2025

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The document is a Flood Zone Statement and Authorization form that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, addresses, and dates.

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How do I get a flood zone certificate?

Start by contacting your local floodplain manager. They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.

Can you build in a flood zone in Indiana?

Indiana Flood Control Act (IC 14-28-1) The Act provides that it is illegal to construct a permanent abode or place of residence in a floodway. Any other structure, obstruction, deposit, or excavation in the floodway of any stream in the state must first be approved by the Commission.

Is it illegal to build in a flood zone?

Regulations and Permits Yes, you can build in the 100-year floodplain, but it requires careful planning and adherence to strict regulations. FEMA sets guidelines for building in flood zones, including requirements for building elevation and floodproofing.

What does flood zone A mean in Indiana?

Zone A. Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30‐year mortgage. Because detailed analyses are not performed for such areas; no depths or base flood elevations are shown within these zones.

Which documentation is acceptable proof of flood insurance?

A Policy Declaration page is acceptable evidence of flood insurance.

Is it possible to build a house in a flood zone?

US Flood zones do not prohibit new construction, nor does the presence of another home. The legal process would be the same as for any other home, unless the particular state or governing jurisdiction imposed other regulatory standards.

How to get flood insurance declaration page?

The insurance company that issued your flood insurance policy will provide you with a declaration page which is a part of your annual policy contract. The declaration page is usually the first page and is an outline of your flood insurance policy that provides the information youll need at the time of a loss.

Flood Zone Statement and Authorization - Indiana 2025

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