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Flood zone X, also known as flood zone X500, is arguably the safest flood zone designation, as its considered to be outside the 500-year floodplain and is also protected by a flood control system, such as a levee or dam, from the 100-year floodplain.
Indiana Flood Control Act (IC 14-28-1) The Act provides that it is illegal to construct a permanent abode or place of residence in a floodway. Any other structure, obstruction, deposit, or excavation in the floodway of any stream in the state must first be approved by the Commission.
Flood certification (also known as a flood determination and certification) is a document issued to docHub whether a property is located in a flood zone based on FEMA (Federal Emergency Management Association) flood maps.
STANDARD FLOOD HAZARD DETERMINATION FORM (SFHDF)
A 6-digit designation identifying each NFIP community. The first 2 numbers are the state code. The next 4 are the FEMA-assigned community number. An alphabetical suffix is added to a community number to identify revisions in the Flood Insurance Rate Map (FIRM) for that community.
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Flood zone X, also known as flood zone X500, is arguably the safest flood zone designation, as its considered to be outside the 500-year floodplain and is also protected by a flood control system, such as a levee or dam, from the 100-year floodplain.
The planning system does allow new homes to be built in areas at risk of flooding, but only in very specific circumstances. The National Planning Policy Framework advises that development should be directed away from the areas at the greatest risk of flooding.
Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30‐year mortgage. Because detailed analyses are not performed for such areas; no depths or base flood elevations are shown within these zones. Last updated June 22, 2022.
AE zones are areas of inundation by the 1-percent- annual-chance flood, including areas with the 2-percent wave runup, elevation less than 3.0 feet above the ground, and areas with wave heights less than 3.0 feet. These areas are subdivided into elevation zones with BFEs assigned.
AE zones are areas of inundation by the 1-percent- annual-chance flood, including areas with the 2-percent wave runup, elevation less than 3.0 feet above the ground, and areas with wave heights less than 3.0 feet. These areas are subdivided into elevation zones with BFEs assigned.

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