Flood Zone Statement and Authorization - Indiana 2026

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, addresses, and dates.
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  1. Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
  2. Begin by entering the property address in the designated field at the top of the form.
  3. In the 'Statement by Sellers' section, check one of the three options regarding the flood zone status of the property. Ensure you select accurately based on your knowledge.
  4. If applicable, provide details about any attached survey or Flood Certification form by filling in the name of the certifying entity.
  5. In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
  6. Complete your address information in the specified fields for both sellers and buyers, ensuring all details are accurate.
  7. Review all entries for accuracy before saving or exporting your completed document.

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They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property. If your property doesnt have an elevation certificate on file, youll need to hire a land surveyor, engineer or architect to complete one.
Zone AE and A1 A30: Areas subject to inundation by the one percent annual chance flood event determined by detailed methods. Base flood elevations are shown within these zones. Mandatory flood insurance purchase requirements apply. (Zone AE is on new and revised maps in place of Zones A1 A30.)
Regardless of the region-specific conditions, building in one of these high-risk zones comes with numerous regulations laid out by the American Society of Civil Engineers: 1. The elevation of the lowest floor in a structure must be at or above the zones base flood elevation.
Youre required to have flood insurance if you own a home or business in a Special Flood Hazard Area (SFHA) and have a government-backed mortgage. Some banks require flood insurance even if you dont live in a high-risk area.

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