Seller's Information for Appraiser provided to Buyer - West Virginia 2025

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After the appraiser inspects the home, he submits the appraisal report to the lender. The lender reviews the report and will send it to the buyer. Buyers have a legal right to view the detailed appraisal report on their property under the ECOA (Equal Credit Opportunity Act).
West Virginia does not have law that requires you to give a formal disclosure statement to a potential buyer of your house.
Can sellers be present for an appraisal? Yes and its recommended. As the seller, you can be there when an appraiser conducts their walk-through. Accompanying them gives sellers the chance to point out any upgrades, improvements or unique home features.
Most homeowners, when they interact with an appraiser, its because theyre either buying or selling a property or perhaps refinancing their mortgage. If youre a seller, you almost never see the appraisal, unless the buyer wants to show it to you.
It is up to the recipient to share the report, as they choose. It should be noted that appraisal reports do not favor one side or the other, regardless of who orders or who pays.

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A lender uses an appraisal not only to assess the value of the property, but also to determine such things as your interest rate, required down payment, and whether you will be approved for the loan.

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