How home modification 2026

1. Click ‘Get Form’ to open it in the editor.
2. Begin with the Request Form (Request for Modification and Affidavit). Provide detailed information about your home and financial situation. Ensure all borrowers sign the form before proceeding.
3. Next, complete the Tax Authorization (IRS 4506T-EZ Form). This grants permission for your mortgage servicer to access your tax return. Only one taxpayer needs to sign this form.
4. Gather proof of income as required by your mortgage servicer. Refer to the Proof of Income Checklist for specific documentation based on your income source.
5. Finally, send all completed documents, including the Request Form, Tax Form, and proof of income, to your mortgage servicer using the provided mailing address or fax number.

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