Verification of Creditors Matrix - District of Columbia 2025

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You can check your credit file to find out who you owe money to. It will show if you have any defaults, County Court judgments (CCJs) or decrees. This is the first step in dealing with your debt problems. Collect the details of your debts and get free online debt advice.
A creditor matrix contains each creditors name and mailing address. This information is used for noticing and claims information. The debtor is required to provide a list of ALL creditors.
The easiest way to find a list of all your debts is to check your credit reports. Most creditors report your accounts and payments to the credit bureaus. You can check all of your debts for free by reviewing your free credit report from Experian.
So while your credit report is a good way to figure out which collection agency you owe, you may need to run reports from each of the three credit bureaus. Luckily, you can get a free credit report from each agency at least once a year. You can request this report for all three bureaus from AnnualCreditReport.com.
You can get a list of creditors from the OR/IP. The OR/IP is allowed to charge a statutory fee for this service. The list will show how much each creditor is owed. You also have a right to inspect the High Court file unless the High Court directs otherwise.
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