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How does workmans comp work in Colorado?

Workers comp can help make up a portion of their missed wages. In Colorado, employees can receive two-thirds of their average weekly wage. Ongoing care that an employee may need to recover from a work-related injury or illness. Some work-related injuries require more than one treatment session.

Are you required to have workers comp in Colorado?

Colorado employers are required to carry workers compensation insurance if they have one or more employees. This applies to all employers, regardless of whether the employees are part-time, full-time, or family members.

Is Colorado an NCCI state?

Colorado is an NCCI state like most other states. This means that NCCI oversees employers experience modifiers and collects all data for the state including claims, class codes, premiums, and payroll. They analyze this data and make annual recommendations to carriers and to the CO Department of Insurance.

What is the penalty for not having workers comp in Colorado?

Workers compensation insurance is required for all employers operating in Colorado, with limited exceptions listed on our Independent Contractors and Coverage Exemptions page. If you do not have workers compensation insurance, you can be fined up to $500 for every day you are uninsured.

How do I get workers compensation insurance in Colorado?

How do you buy workers compensation insurance in Colorado? You can purchase workers comp from an authorized commercial insurance company. Larger businesses can opt for self-insurance. You can buy insurance through Colorados state fund.

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