Independent exam 2025

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Do not discuss outside issues with anyone at the IME appointment: Talking about finances, your legal situation or your insurance can come back to haunt you in your workers compensation claim.
Get a disability lawyer involved and appeal the denial! A well-prepared appeal can overcome the insurers biased IME report and prove that you are unable to work.
The insurance company could take your refusal as a sign that you are not seriously hurt or that you are unwilling to follow the necessary procedures to validate your claim. As a result, they might stop your workers compensation payments or deny your claim altogether.
Independent examination involves a review of the accounting records and the annual accounts of the charity. The independent examiner considers whether the accounts are supported by the accounting records and show an accurate picture of the financial affairs of the charity.
You have the right to refuse a request for an IME, but it is not generally in your best interest. Under state law, insurance companies can ask that you attend an IME as part of the workers compensation claims process. You must provide a valid reason if you choose to deny it.
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An IME doctor will normally ask you to perform a series of tests that indicate the amount of pain, sensitivity and discomfort you experience. The doctor may ask you to perform several tests affecting the injured area to see if your reports of pain are consistent.
What happens when the IME doctor agrees with my doctor? If your workers compensation claim is being contested and the IME doctor agrees with your doctor, in most cases the insurance company will be forced to concede your case, unless there is some other basis for defending.

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