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Gap addendum 2025

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The document outlines the terms and conditions of the APPI Guaranteed Asset Protection (GAP) Contract, which is an agreement between the Buyer and Seller to cover potential deficiencies in case of a Total Loss of the vehicle. It details eligibility, benefits, exclusions, cancellation policies, and definitions related to the GAP coverage. The contract emphasizes that it is voluntary and not a substitute for standard insurance coverage.

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2012	4.8 Satisfied (191 Votes)

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Should I waive gap insurance?

Without gap insurance, your car insurance company is not concerned about the outstanding balance on your auto loan. If youre planning on financing most or all of your vehicle purchase, gap insurance could be an important safeguard.

What is the difference between gap insurance and a gap waiver?

GAP Insurance essentially does the same thing that a GAP Waiver when it comes to financial protection, but instead of being a part of your auto loan contract through your lender, GAP Insurance must be purchased privately from a separate licensed provider and could come with a higher price tag.

What is the purpose of a gap addendum?

GAP is an optional product that is intended to cover the difference between the amount you owe on your auto loan and the amount the insurance company pays if your car is stolen or totaled. Standard auto insurance only pays an amount up to the value of your vehicle.

Is a gap addendum worth it?

Yes, in some cases you may want gap insurance in addition to full coverage car insurance. If you owe more on your vehicle than it is worth, gap insurance covers the difference if the vehicle is totaled. Additionally, usually lenders and lessors require it.

What is a gap contract amendment?

GAP waivers offer cost savings if youre eligible, with no direct premium required, and simplify financial planning by waiving potential debt. However, the cons consist of limited applicability and stricter eligibility requirements, and GAP waivers might not cover all scenarios where you incur additional costs.

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Is a gap waiver good?

The appraisal gap clause is a contract that specifies that the buyer will pay the difference between the appraised value and the purchase price if the appraisal comes in lower than the purchase price. Imagine finding your dream home, a property worth one million dollars, but several higher offers are on the table.

Gap addendum 2025

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Should I waive gap insurance?

What is the difference between gap insurance and a gap waiver?

What is the purpose of a gap addendum?

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What is a gap contract amendment?

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Is a gap waiver good?

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