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California addendum to loan estimate

California addendum to loan estimate 2025

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The document is a California Addendum to a Loan Estimate, which serves as a notice to borrowers that the attached Loan Estimate does not guarantee a loan commitment. It provides information on how borrowers can verify the license status of their loan broker or officer and emphasizes the importance of understanding the document before signing.

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Click ‘Get Form’ to open the California Addendum to Loan Estimate in our platform.
Begin by entering the date at the top of the form. This is essential for record-keeping.
Fill in the Borrower Name(s) section with the names of all borrowers involved in the loan.
Next, provide the Property Address where the loan will be applied. Ensure accuracy for processing.
Enter the Loan Originator Name and their respective NMLS# and BRE# to identify your loan officer.
Read through the NOTICE TO BORROWER carefully. It outlines important information regarding your loan estimate.
Acknowledge receipt of this statement by signing and dating in the designated areas for each borrower.

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2015	4.8 Satisfied (239 Votes)

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What does addendum to loan estimate mean?

Items in the addendum could reflect a change in the agreed-upon price, what is included in the transfer of property, what improvements must be made before the home is paid for, or any other agreed-upon requests or responsibilities.

What is the meaning of addendum to loan estimate?

An addendum is an attachment to a contract that modifies the terms and conditions of the original contract. Addendums are used to efficiently update the terms or conditions of many types of contracts.

What is the California statement of interest addendum?

This document is essential for borrowers applying for residential mortgage loans in California. It provides guidelines for ownership interests and requirements for signature. Ensure compliance with California law regarding registered domestic partners and spouses.

Whats the difference between the loan estimate and the closing disclosure?

A mortgage loan estimate is a standardized, three-page document from a lender containing details about a mortgage, including its type and terms, as well as its projected costs. The information in the document isnt final, but it lets borrowers compare offers and budget appropriately.

Is an addendum good or bad?

It all depends on the scope of the changes youre making. If youre adding new information or clarifying a minor point, an addendum is usually sufficient. But if youre making more substantial changes that affect the core terms of the agreement, an amendment might be necessary.

What is the purpose of an addendum?

Also called an Escape Clause, the FHA amendatory clause is a disclosure that gives FHA homebuyers extra protection to cancel a transaction and receive a refund of any upfront earnest money if the value of the home is below the agreed-upon sales price.

California addendum to loan estimate 2025

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California addendum to loan estimate 2025

Here's how it works

How to use or fill out California Addendum to Loan Estimate with DocHub

See more california addendum to loan estimate versions

Complete this form in 5 minutes or less

Got questions?

What does addendum to loan estimate mean?

What is the meaning of addendum to loan estimate?

What is the California statement of interest addendum?

Whats the difference between the loan estimate and the closing disclosure?

Is an addendum good or bad?

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People also ask

What is the purpose of an addendum?

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