Official form 101 2026

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  1. Click ‘Get Form’ to open the official form 101 in our platform's editor.
  2. Begin by filling out Part 1, which requires you to identify yourself. Enter your full name, including any aliases used in the past eight years.
  3. In Part 2, specify the chapter of bankruptcy you are filing under (Chapter 7, 11, 12, or 13) and how you will pay the filing fee.
  4. Complete Part 3 by answering questions about your debts and whether you have filed for bankruptcy in the last eight years.
  5. Proceed to Part 4 where you will provide details about your income and expenses. Be thorough and accurate.
  6. Finally, review all sections for completeness before signing at the end of the document. Use our platform’s tools to ensure everything is correct.

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Official Form 101. Voluntary Petition for Individuals Filing for Bankruptcy. 12/22. The bankruptcy forms use you and Debtor 1 to refer to a debtor filing alone. A married couple may file a bankruptcy case togethercalled a joint caseand in joint cases, these forms use you to ask for information from both debtors.
There is no minimum debt to file bankruptcy, so the amount does not matter.
Filing for Chapter 7 bankruptcy eliminates credit card debt, medical bills and unsecured loans; however, there are some debts that cannot be discharged. Those debts include child support, spousal support obligations, student loans, judgments for damages resulting from driving accidents, and most unpaid taxes.
As a result, concealing assets, making fraudulent transfers within one year of filing, destroying financial records or lying on bankruptcy forms will typically disqualify your case and could potentially result in criminal charges.

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