Emplus super 2025

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You can withdraw a minimum of $1,000 and a maximum of $10,000.
After age 60, most people can withdraw their super tax-free. Before 60, you might need to pay some tax on your withdrawals. The amount depends on whether youre taking a lump sum or income stream, and whether the money comes from taxable or tax-free components of your super.
Investment category Admin fee fixedAdmin fee %Investment fees and costs $165 0.33% 1.85%
Essential Super is a Public offer Retail fund. Learn more about MySuper funds and the different types of super funds. Essential Super ranks 46 in terms of total member benefits, which are valued at approximately $5.38 billion.
Commutation is the process of converting some or all of a super income stream into a super lump sum. If the rules applying to your super income stream, and your provider allow, you can fully or partially commute your income stream to stop or change the amount of your income stream.
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People also ask

withdraw money as you need it, in several lump sums. This could reduce the tax you pay and maximise your Age Pension, depending on your age. invest the lump sum outside super, and have access to your money for your short to medium-term needs.
There are absolutely no restrictions to accessing your Super Benefit when aged between 60 and 64 after you are retired. There are two ways you can access your Super; either as a lump-sum payment or as a pension.
Once you turn 65, you can withdraw your super, whether you are working or not.