COMMERCIAL PROPERTY CP 00 50 06 07 EXTRA EXPENSE COVERAGE FORM 2025

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Extra Expense Coverage Endorsement It offers reimbursement to cover reasonable and necessary expenses to avoid suspending or to minimize the need to suspend business operations. Bear in mind, these expenses must be over and above normal expenses, and incurred due to a covered cause of loss.
Commercial property (CP) coverage forms are Insurance Services Office, Inc. (ISO), CP insurance forms that define, limit, and explain what property or property interest is covered.
Generally, additional living expense coverage pays for excess cost of living fees you incur from being displaced from your home. This can include additional costs related to transportation, temporary housing, pet boarding, storage unit rental, laundry and food.
Extra expense coverage helps pay for additional costs that may incur while your business is unable to operate temporarily due to a covered loss, like fire or theft. This includes costs that are necessary and reasonable, such as relocating and setting up a temporary location.
Business income and extra expense insurance (BIEE) provides coverage when your business shuts down temporarily due to a fire or other covered loss. It helps replace your income and covered expenses like rent, payroll and other financial responsibilities while your property is being repaired or replaced.
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3. Faulty Design or Workmanship. Builders Risk Insurance usually does not extend to damages arising from defective design, poor workmanship, or planning errors. As such, attention to design and workmanship becomes essential in minimizing potential gaps in coverage.
Extra expense coverage pays for expenses that are above and beyond a businesss normal operating costs. Typically these costs occur when a business cant operate out of its usual location or if equipment is damaged in an insured event.
Extra expense helps cover costs that your business wouldnt have if there wasnt an accident causing property damage. In addition to repair costs, you can tailor this extension to help pay for other expenses. For example, an accident delays your entire construction project.

extra expense coverage