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Extra expense insurance is a form of commercial insurance that pays for a policyholder's additional costs while recovering from a major disruption. Extra expense insurance coverage applies to the period of time between when a business is forced to close temporarily and when it has been restored to normal operation.
Additional Expenses means Relocation Costs, Increased Costs of Working, Additional Costs of Working, Expediting Expenses and/or Loss of Accounts Receivable.
Waiting period and deductible differences The property deductibles section of the policy states that no deductible applies to business income and extra expense coverage.
commercial articles coverage. [C099] commercial articles coverage. An inland marine policy providing coverage on an "all-risk" basis for loss or damage to cameras, fine arts, and musical instruments of a business insured.
Whereas business interruption insurance covers \u201cnormal\u201d expenses after temporary closures\u2013 such as employee wages, leases, and loan payments\u2013 extra expense insurance covers items beyond the routine operating expenses that are crucial to remaining solvent.
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Extra Expense Coverage \u2014 commercial property insurance that pays for additional costs in excess of normal operating expenses that an organization incurs to continue operations while its property is being repaired or replaced after having been damaged by a covered cause of loss.
Business Income and Extra Expense insurance (BIEE) provides coverage when your business shuts down temporarily due to a fire or other covered loss. It helps replace your income and covered expenses like rent, payroll and other financial responsibilities while your property is being repaired or replaced.
Extra expense coverage is a form of commercial insurance that pays for a policyholder's additional costs while recovering from a major disruption.
Business Income is generally defined as the net income (net profit or loss) plus normal continuing operating expenses. Extra Expense is generally defined as expenses reasonably and necessarily incurred to avoid or minimize the period in which the business is unable to operate.
Additional coverage is an endorsement of an original policy that allows an individual or group of people other than the policyholder to be insured by the policy. Typically, additional coverage is added to general liability insurance guidelines.

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