Farm/Ranch Quote Form - Star H Equine Insurance 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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What is farm and ranch insurance? Farm and ranch insurance is a combined level of protection designed to cover both personal and commercial risks.
What Does Farm Insurance Cost. This will depend on the type of policy needed, and the size of the risk. A Small Farm package could cost about $1500 a year, while a large Dairy Operation could cost $30,000 a year. The cost will be based on the type of farm exposure.
Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability insurance excludes coverage for personal property (horses for example) in your Care, Custody or Control.
Coverage Summary for Personal Horses Owner Liability Coverage limits are available up to $1,000,000 and the rates Are usually around $40 per horse, subject to a policy minimum premium of $250.
From emergency veterinary bills to the loss of your horse or damage to equipment, the expenses can add up fast. Thats why getting horse insurance is such a good idea, because it helps provide protection against these unforeseen costs.
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People also ask

Farms that specialize in livestock, for example, should have higher limits on livestock than farms that specialize in crops. The type of livestock a farm has influences the cost of insurance. For horses, farmers generally pay between 2.5% and 5% of the horses total value in insurance.
How Much Does Vacant Land Insurance Cost? Coverage costs follow a simple formula of $0.30 per acre, with a $225 minimum.
The most popular coverage that most horse owners will add to their mortality insurance is called major medical/surgical coverage. This insurance pays for covered medical or surgical expenses in the event that your horse suffers an accident, illness, injury or significant disease.

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